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Undang-Undang Republik Indonesia Nomor 7 Tahun 1992 tentang
Per- bankan.
Undang-Undang Republik Indonesia Nomor 10 Tahun 1998 tentang
Per- ubahan
Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan.
Penjelasan
atas Undang-Undang Republik Indonesia Nomor 10 Tahun 1998 tentang Perubahan atas
Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan.
Peraturan Bank Indonesia Nomor 5/7/PBI/2003 tentang Kualitas
Aktiva Produktif
Bank Syariah.
Penjelasan Atas Peraturan Bank Indonesia Nomor 5/7/PBI/2003
tentang Kualitas
Aktiva Produktif bagi Bank Syariah.
Peraturan Bank Indonesia Nomor 5/9/PBI/2003 tentang Penyisihan Penghapusan Aktiva Produktif
bagi Bank Syariah.
Peraturan Bank Indonesia No.7/46/PBI/2005 tentang Akad
Perhimpun- an dan
Penyaluran Dana bagi Bank yang Melaksanakan Kegiatan Usaha Berdasarkan Prinsip
Syariah.
Peraturan Bank Indonesia Nomor 8/21/PBI/2006 tentang Penilaian
Kua- litas Aktiva
Bank Umum yang Melaksanakan Kegiatan Usaha Berda-
sarkan Prinsip Syariah.
Peraturan Bank Indonesia Nomor 9/9/PBI/2007 tentang Perubahan
atas Peraturan Bank
Indonesia Nomor 8/21/PBI/2006 tentang Penilaian Kualitas Aktiva Bank Umum yang Melaksanakan Kegiatan Usaha Berdasarkan Prinsip Syariah.
Peraturan Bank Indonesia Nomor 9/1/PBI/2007 tentang Sistem
Penilai- an Tingkat
Kesehatan Bank Umum Berdasarkan Prinsip Syariah.
|
|
A
A.B. F.X Sujanto
Susanto 422 A. Qodry Azyzy 358, 414 AAOIFI xxv, 283
Abbas Mirakhor 130, 207, 222, 272, 283, 417
Abdelhak Senhadji 52, 169, 289, 347, 426
Abdullah Saeed 234, 244, 252, 281, 282, 421
Abdul Rahim
Abdul Rahman 255, 437 Abdus Samad 246, 250, 251, 437 Aburdene, Patricia 319,
413 Account Officer (Financing Officer) xxv Adiwarman Azwar Karim 418 Adria
Permata Veithzal 345, 420 Adverse Selection xxv, 21, 287, 293 Agle, Bradley R.
315, 440 Ahmed Kameel Mydin Meera 227, 419 Ainun Nishat 271, 437 al-ghurmu bil
ghurmi 234, 236 al-kharaj bi-al-dhaman 234 Al-Quran x, xii, 8, 9, 18, 28, 29,
33, 78, 79, 217, 219, 220, 221, 226, 233, 234, 236, 261, 274, 275, 302,
311, 314, 320, 324, 328, 332, 333,
336, 343, 345, 394, 396, 397, 398, 399, 400, 404, 405 Aldridge, E. John 422 Aliber,
Robert 33, 72, 418 Anwar Nasution 419, 445, 448 arete xii, 14
Assets
Backed Securities (ABS) 183 asymmetric expectation 110, 111, 297 Asymmetric
Information xxv, 50, 52, 83, 93, 97, 140, 162, 163, 164, 187, 235, 246, 256,
257, 259, 261, 280, 289, 291, 296, 303, 337 Atreya Chakraborty 133, 434 authoritarianism
165 Axiss Australia 172 Ayatullah Mahmud Taliqani 220, 439
B
Babbel, David F.
84, 347, 423 Badan Penyehatan Perbankan Nasional
(BPPN) 3, 200 Bad Management Hyphothesis 21, 287 Badr El Din A. Ibrahim
251, 270, 430 bai' bithaman ajil 238
Bailey, Warren 210, 424 bail out 32, 44, 190 Baker,
Kathryn A. 340, 424 balloon payment 188 Bambang Soesatyo 202, 439 Bangkok Bank
of Commerce 5 Bank Abuan Saudagar xxxv Bank Bumi Daya (BBD) xxxvii Bank Century
xx, 6, 65, 66, 201, 202, 319, 441, 442, 443, 444, 445, 446, 447, 449 Bank
Dagang Negara (BDN) xxxvii Bank Danamon xxxviii Bank Expor Impor Indonesia
(Bank
Exim) xxxvii Bank Indonesia
xvi, xviii, xix, xxxi,
xxxiii, xxxv, xxxvi, xxxviii,
3, 6, 65, 82, 129, 131, 133, 143, 157, 158, 198, 202, 304, 342, 358, 367, 375,
403, 427, 450, 451 Bank Mandiri xxxvi, xxxvii, 319, 442,
443, 447, 450 Bank Nasional
Indonesia xxxv Bank of International Settlements
(BIS) 41 Bank Panin xxxviii
Bank Pembangunan Daerah (BPD) xxxv Bank Pembangunan
Indonesia (Bapin-
do) xix, xxxv, xxxvi Bank
Rakyat Indonesia xxxv, xxxvi bank run 31, 154, 198, 206 Banks, Erik 414
Bank Summa xix, xx, xxxvi, xxxvii,
xxxviii, xxxix, 73, 213, 319 Bank
Surakarta xxxv Bank Tabungan Negara (BTN) xxxv Bank Universal xxxviii Barefoot,
Jo Ann S. 318, 424 Barseghyan, Levon. 209 Barth, James R. 291, 424 Bartholomew,
Philip F. 414 Bassel Accord 41, 142 Batavia xxxv
Bathory, Alexander 83, 347, 424
Beattie, Alan 33, 414 Beauchamp, Tom L. 293, 414 Beekun,
Rafik I 313, 424 Bendi Linggau 98 Berger, Allen N. 294, 421, 424 Bernasek, Anna
306, 307, 414 Bertens, K. 77, 414 Bilardello, John 416 Bisnis Indonesia 135,
202, 210, 211, 422, 441, 442, 443, 444, 445, 446, 447 Bloomgarden, Kathy 69,
414 Boffey 424
Boffey, R. 72, 333, 348, 424 Bonner, Bill. 222, 414 Bowie,
Norman E. 293, 414, 415, 424 Bramantyo Djohanputro 157, 427 Breuer, Janice
Boucher 141, 142, 143,
298, 424 Brewster, Mike 32, 340, 415 broad money
multiplier 148 Brody, Richard G. 114, 115, 424 Broom, Donald M. 316, 415, 424 Brownbridge,
Martin 175, 303, 425 Bubble xxvi, 444 Buhler, Patricia M. 363, 364, 425 Burns,
J. Macgregor 318, 415
C
Cabral, Celia 74, 436 Calandro, Joseph Jr. 111, 425 Calavita,
Kitty 191, 192, 211, 296, 415 Calhoun, Cheshire 347, 425 Calomiris, Charles W.
206, 425 Canavesa, Paula 179, 425 capital outflow 160, 198, 214 Caprio Jr,
Gerald 22, 72, 73, 155, 161, 162, 170, 174, 206, 207, 300,
326, 331, 332, 347, 425 Cargill
212, 425 Carpenter, P. Jeffrey 348, 426 Carretta, Alessandro 322, 324, 425 CFISEL
133, 415 chaebol 197, 205
Chandra 269, 438
Chapra, M. Umer 11, 225, 335, 345,
401, 415 Chase Manhattan Bank
ix, 23 Chomsisengphet 184, 426 Chong Ju Choi 340, 428 Chung-Hua Shen 22, 426 Cihak,
Martin 236, 237, 250, 426 Citibank 23, 24, 32, 72 civil law 62
Coleshaw, John 90, 302, 415 Collateralized Debt
Obligation (CDO) 183
collectivism 165, 168 Colley Jr, John L. 32, 415 Collyns,
Charles 52, 169, 289, 347, 426 Colquitt, Joetta 72, 90, 92, 333, 338,
339, 415 Connected Lending xxxi
consolidated statements 197 control fraud 48 corporate culture 12, 15, 145, 298
corporate governance culture 271 Corsetti, Giancarlo 163, 206, 212, 426 counterparty
risk 54 Covey, Stephen R. 307, 416 Coyle 83, 86, 132, 347, 426 credit checking
204 Credit Crunch xxvi, 423, 426, 433, 450 Credit Culture 419 credit feeling
304
Credit Rationing xxvi, 426, 430, 439, 441
crisis
dummy 154 Cross, Anthony Pennington 426 cultural antecendents 164 current
account deficits 165
D
daimons 14 Vicary
235, 413
De Algemenevolks
Crediet Bank xxxv Dean 168, 300, 427 debt problem 165 debt servicing ratio 182
debt to equity 108, 165, 195
De George 15, 73, 416
De Javasche Bank xxxv
Denison, Daniel R. 323, 324,
334, 375, 427
deposit guarantee 154, 291
De Post Poar Bank xxxv
Desmet 208, 427
Detragiache, Enrica 22, 134,
146, 154,
155, 212, 299, 427, 432 Diamond,
D. 427 Diaz, Francisco Gil 303, 427 Dilley, Deborah K. 86, 416 DiMartino,
Danielle 210, 427 disclosure 54, 332 discount window xxxviii DiVanna 80, 416 Djoko
Retnadi 422, 450 Dobson, John 13, 427 Drennan, Lynn T. 321, 347, 416 Duca, John
V. 210, 427 due care 293, 326, 342, 343, 344, 368 due diligence 26, 83, 132,
246, 249,
250, 257, 258, 260, 265, 274,
291, 338, 339,
342, 367, 368 Dunn, Richard 72, 414 duty of care 12 Duty of Loyalty xxvi
E
economic
antecendents 164 economic shock 154 Eddy Tansil xx, xxxvii, 320 Edirisuriya,
Piyada 172, 428 Edratna 356, 428 Edward Soeryadjaya xxxvii Eisenhardt, Kathleen
M. 52, 290, 428 Eldomiaty 340, 428 Ellsworth, Richard R. 233, 416 Elsas, Ralf
92, 428 Enoch, Charles 201, 213, 348, 428 Errico, Luca 247, 283, 428, 439 error
commission 124, 306 error omission 124, 306
Esbitt, Milton
134, 428 Espinola, Zulma 22, 143, 144, 145, 206, 208, 298, 434 eudaimonia xii,
14 eukonomia 14
ex-ante 50, 51, 71, 92, 119, 186, 211, 248, 288 ex-post 50, 51, 92, 153,
248, 288 exogeneous 144, 153, 161, 170 Exuberance xxviii, 114, 421, 433
F
Faisal Basri x,
xx, 198, 199, 200, 414
Fannie Mae 182,
183, 190
Farahbaksh,
Mitra 428
fiat money 227,
228
Fiduciary Duty
xxvi
finance
capitalist 192
Finance One 5
Fisher, Colin 74, 227, 278, 416
Fleck, J. Roland 315, 440 Florini, Ann M. 55, 429 Fofack, Hippolyte 147, 298,
429 Forbearance Policy xxvi fraction reserve banking 228 Franchise Value (of
Bank) xxvi Frank, Kimberly E. 424 Freddie Mac 182, 183, 190 Friedman, George
210, 233, 429 Fritzsche, David J. 318, 321, 416 Fukuyama, Francis 348, 416
G
Gaeta, Gordian
336, 416
Gago, Susana
107, 437
Gait, A. 235,
245, 429
Galindo, Arturo
337, 429
Gamble, William
171, 301, 302, 429
Gambling for
Resurrection xxvii, 436
Ganguin, Blaise
62, 132, 416
Gatot Supramono
421
Gavin, Michael
22, 139, 141, 416, 429
Gharal xxvii,
234
Godlewski 108,
109, 429
Godlewski,
Christophe J 235 Golden Key Group xxxvii, 320 Good Corporate Governance xxvii,
422 Government Sponsored Enterprise
(GSE) 183 Green, C.F. 86, 417 Green, Stephen. 307, 334,
361, 416,
417, 429 Grosfeld, Irena 347, 429 growth model 165
Gunther, Robert E. 117, 134,
314, 417 Gup, Benton E. 9, 414
H
H.A. Djadja Saefullah 421
H.W. Shin 197, 439
habal al-habala 235
Haber, Stephen 208, 429
Habib Ahmed 11, 335, 415
Hadis Nabi Saw 243
Hadis Nabi Saw. 243
Haggar, Stephan 429
Hale, Roger H. 347, 430
Haley, Usha C.V. 134, 430
Hamidah 98, 133, 418
Hamid Zangeneh 189
Hanna, Steven R. 375, 417
Hard Budget Constraint 325
Harish, Janani 313, 430
Harrison, R. 288, 430
Hasbullah, Jousairi 337, 417
Hausmann, Ricardo 22, 139, 141,
416, 429
Hayes III, Samuel L. 130, 211,
422
hazard rate 154
Hegel, G.W.F. 10, 11, 417
Henle, Mary 375, 440
Herd Behavior xxvii, 439
Hermanus Muslim 202
Hertz, Noreena 223, 232, 282,
417,
419, 430 Hesse, Heiko 236, 237,
250, 426 high demand to deposit 41 highly regulated 49 Himawan, Charles 74,
126, 134, 135, 417
Hirofumi
Uchida 439, 440 Hobbes, Thomas 70, 71 homo islamicus 313 Honohan, Patrick 108,
430 horizon maturity 146 Hossein Askari 414 Houben, Eike 93, 430 How, Janice
C.Y. 141, 424, 430 Hua Shen Chung 22, 426, 438 Hulp en Spaar Bank xxxv Hypothesis
xxvii, 294, 295
Ibrahim Warde 270, 282, 283,
291,
343, 422 Ijarah xxvii, xxviii Ijarah Muntahiya bit
Tamlik xxviii IMF 6, 32, 52, 199, 235, 282, 426, 427,
428, 429, 431, 433, 435, 439 IMF Staff 431 Indover xix,
xxxviii Info Bank 200
Informationally
Opaque xxvii insider dealing 160, 300 Insider Lending xxxi interest only loan
188 I Nyoman Tjager 57, 422 Ipes 337, 431
I Putu Gede Ary Suta 30, 422 Irawan
Febianto 265, 428 Irrational Exuberance xxviii, 421, 433 Ishrat Husain 306,
321, 430 Istishna xxviii, 237
Jackson, Ira A.
12, 32, 58, 417, 418 Jamal A. Badawi 424 Jan, Mattsson 174, 208, 431 Jianbo Lou
282, 418 Jiangli, Wenying 431 Jimenez, Gabriel 96, 431 Jorge A. Chan-Lau 426,
433 Joseph, Gilbert W. 80, 111, 307, 340, 416, 418, 421, 425, 432, 439
K
Kahf, Monzer
239, 431 Kant, Immanuel xii, 13, 28, 32, 66, 67, 116, 358, 417, 420, 431 Katsutoshi
Shimizu 438 Katz, Isaac 432
Kaufman, George
G. 6, 418, 432 Keeton, William R. 108, 431 Kegagalan Bank (Bank Failure) xxviii
keiretsu 171
Kennedy, E.J.
316, 421, 432 Kennedy, Susan Estabrook 418 Kennie, Tom 357, 419 Keon Chee 235,
413 key performance indicator (KPI) 400 Kindleberger, Charles P. 33, 228, 418 Kizza,
Joseph Migga 307, 308, 418 knowledge intensive 304 Komatsu, Masaaki 155, 432 Kornai,
Janos 325, 375, 432 Kountur, Ronny 157, 158, 299, 302,
309, 427 Krahnen, Jan Pieter
92, 428 Krause, Donald G. 317, 418 Krause, James D. 432 Kregel, Jan 188, 432 Krisis
Keuangan (Financial Crisis) xxviii
Krisis Mata Uang (Currency Crisis) xxviii Krisis
Perbankan (Banking Crisis) xxviii
Krisna Wijaya 47, 134, 306, 331, 422, 448
Krueger, Anne 208, 432 Krugman,
Paul 31, 160, 206, 300, 432 Kujala, Johanna 106, 432 Kunt, Demirguc 22, 154,
432, 433 Kwik Kian Gie 4, 5, 74, 135, 198, 201, 213, 417, 429, 448
L
Lago, Ricardo
52, 289, 290, 313, 325,
347, 375, 433 Lagunoff, Roger 134, 433
Lahiri, Ashok K 343, 433
laissez-faire 195
Lanchester, John. 29, 418
Latifa M. Algaoud 222, 238, 283, 335,
401, 414 Lauridsen, Laurids S.
433 Lawton, L. 316, 432 Lee, Jison 433 legal positivism 62 Lehrer, Jonah 106,
418 Lending Boom xxix, 195 Leverage xxix
Levine, Ross 55, 71, 72, 73, 433
Lewis, Hunter. 418
Lewis, Mervyn K. 222, 414
Liaquat Ahamed 30, 413
Liberalisasi Keuangan xxix
Likert, R. 352, 418
Lili Rasjidi 130, 420
Lincoln Savings and Loan 192
Lis, Santiago Fernandez de 308, 433
Litan, Robert E. 31, 117, 314, 417, 418
Li Yong 210, 441
loan loss provisions 362
loan swaps 192
Lobo,
Isobel dan Frank Bonello 433 Lovell Alan 74, 416 low documentation 185 lupus
est homo homin 337 Lyell, Don 207, 208, 418
M
M. Ishaq Batti
431
M. Kabir Hassan
246, 250, 251, 264,
430, 437 M. Shahid Ebrahim 235,
238, 427 Mabid Ali Al-Jarhi 254, 281, 414, 423 majhul al-aqiba 235 majhul
mutlaq 235 major fraud 48 Maloney, Carolyn B. 438 Mamunur Rashid 271, 437 Manajemen
Internal xxix, 15, 387 Manajemen Risiko xxix
Mankiw, N.
Gregory 282, 419 Manove, Michael 133, 434 Margolis, Joshua 359, 434 Maria
Fuertes, Ana 22, 143, 144, 145, 176, 206, 208, 298, 434 Mari Pangestu 428 Market
Discipline (Disiplin Pasar) xxx market risk 54 Marsuki 135, 418
Masudul Alam
Choudhury xi, 28, 263 Masyud Ali 199, 200 Mattson, Jan 132, 347, 434 maturity
mismatch 163 maturity risk 54 Mayer, Thomas 38, 72, 434 Maysir xxx, 236 McDowell,
Banks 312, 434 McGovern, John 303, 334, 342, 368,
369, 370, 434 McIntyre, Andrew 160, 300, 347, 429 McKinley,
John E. 333, 335, 365, 419 McLeod, Ross H. 28, 29, 214, 434 Mcquerry, Elizabeth
208, 209, 434 Md. Abdul Awwal Sarker 252, 437 Md. Zabid Rashid 271, 315, 437 Media
Indonesia 273, 441, 442, 443,
444, 445, 446, 447, 448, 449 Meng-Fen
Hsieh 438 Menkhoff, Lukas 7, 31, 434 Meza, David de 95, 434 Michael, Pomerleano
31, 436 microprudential indicators 298 Middlehurst, Robin 357, 419 Mikiko,
Fujiwara 179, 435 Minow, Nell 32, 57, 435 Mishkin, Frederic S. 31, 162, 435 Mishra,
Aneil K. 323, 427 Mohamed Ali Elgari 234 Mohammad Mansoor Khan 252 Mohammad
Nejatullah Siddiqi 235, 249 Molinsky, Andrew 359, 434 money magnet 338 money
maker 338 Monks, Robert A.G. 32, 57, 435
Montgomery, John 213, 435 Moral Hazard xxix, 21, 115,
287, 290,
429, 435, 436 Moris, Charles S. 108, 431 mortgage
backed securities (MBS) 183 mortgage institutions 50 Mu'min Ali xxxviii Mudharabah
xxx, 243, 422 Mudharib xxx, 243, 268 Muhammad Abdul Ghani 313 Muhammad Syafi'i
Antonio 239, 325, 420 Muldrew, Craig 70, 130, 419 multivariate logit 154 Munir
Fuady 101 Murabahah xxx, 237 Mushinski, David W 98, 436 Mustafa Edwin Nasution
79 Mustanoja, Leila 56, 435 Musyarakah xxx, 243, 244, 245 Myers, Stewart C 435 myopia
153, 299
N
naturlijk person
10 Nederlansche Indische Handelsbank xxxv
Nelson, Jane 12, 32, 58, 417
net income 147, 148
net interest margin (NIM) 148
Nik Mohamed bin Nik Yusoff
Affandi 312
Nippel, Peter 93, 430
no documentation 185
Non Performing Financing (NPF)
xviii,
xxx, 6, 31, 37, 351 Non Performing Loan (NPL) xxx, 427 nonresidential
173 Noreena, Hertz. 223, 417, 419, 430 Norton, David L. 307, 309, 419 NV Bank
Boemi xxxv
O
O'Hara, Kieron. 70, 419 Olegario, Rowena. 133, 419 Ong,
Michael K. 87, 347, 419
Oriesek, Daniel F. 336, 420 Osborn,
Carol 66, 420 overleverage 154 Overoptimistic xxx, 111
Pakto 1988 xxxvii, 156, 199, 291 palm island 272 Paolera,
Gerardo della 436 Paramita Mukherjee 5 Pavithra, G. 259, 436 Pembiayaan Mikro
(Micro Finance) xxx
Perkreditan xxxi, 25, 82, 130, 157, 427 perpetual
subordinated debt 173 Petersson, Jessica 333, 334, 343, 436 Pettigrew, A. 323,
436 Pickering, Kathleen 98, 436 Pinheiro, Armando Castelar 74, 436 plafondering
125, 199, 204 PLS xxix, 246, 250, 252, 254, 255, 257, 258, 261, 262, 263, 266,
273, 278,
279, 280, 283, 304, 343, 404 Pomerleano, Michael 31,
436 Pontell, Henry N. 45, 140, 191, 436 Ponzi Finance xxxi Pound, John 12, 436 Powell,
Andrew 160, 359, 425, 429, 434
power distance 165, 167 Pozzolo,
Alberto Franco 92, 436 prime mortgage 185, 210 Principal-Agent Problems xxxii promotion
from within 396 promotion from without 396 property rights 61, 140, 178 Prudent,
Prudential, Prudence xxxii pseudo-panel econometric 147
Qardh xxxii
quality credit
culture 271 Quantity Theory of Money 227 quanxi 165, 171
R
R. A. A. Karim
431
Rachels, James
107, 420
Radelet 31, 52,
160, 289, 347, 437
Rahmatina A.
Kasri 265, 428
Rajan, Raghuram
G. 68, 114, 330, 435
Rajiv Mallick
133, 434
rasio
debt-equity 197
recht person 10
reciprocal
lending 192
recovery 3, 147,
158
refinancing 188,
189
Reflexivity
xxxii, 111
Reinhart, Carmen
M. 190, 437
Related Lending
xxxi
Relationship
Lending xxxii, 428, 431
residential 173
return on asset
(ROA) 148
return on equity
(ROE) 148
Rhode, Deborah
L. 312, 359, 420
Risiko Bisnis
Normal xxxiii
Risiko Sistemik
xxxii
Risk Aggressive
xxxiii
Risk Averse
xxxiii
Rivai Veithzal
38, 134, 345, 420
Robbins,
Stephern P. 437
Robert Tantular
201, 441
Robson, G.N. 72,
333, 348, 424
Rockefeller III,
David 24
Rodgers, Waymond
107, 437
Rogala, Judith
66, 420
Rogoff, Kenneth
S. 190, 437
Ronny Rahman
Nitibaskara 64
Roskilde University,
Denmark 5
Ryuichi Nakagawa 439
S
Saad Al-Harran
251 Sachs, Jeffrey 160, 437, 441 Safakli, Okan Veli 67, 437
Saidatul Ibrahim 315, 437 Saiful Azhar Rosly 235 Salahuddin
Ahmed 250
Salman Ali
Shaikh 331 Salman Syed Ali 121, 273 Sandal, Knut 437
Sathye, Milind
86, 88, 131, 347, 421 Satins, Antoine de 88, 438 Satjipto Rahardjo 74, 420 Saurina,
Jesus 308, 343, 431 Sayyid Tahir 254 Schein, EH 360, 375, 438 Schiantarelli,
Fabio 337, 429 Scholtens, Bert 38, 295, 438 Schreft, Stacey L. 134, 433 Schroeck,
Gerhard 72, 90, 421 Schumer, Charles E. 438 Scott, Kenneth E. 432 secondary
mortgage 182, 183, 184 Securities and Exchange Commission
(SEC) 183 Self Lending xxxi self liquidating 238 Sgard,
Jerome 140, 438 Shahibul Mal xxxiii Shaw, Robert Bruce 69, 421 Shiller 113, 421
Shuxun Chen 426 Siswanto Sutojo 422 Smith 329, 421 Soddy, Frederick 221, 421 Soebowo
Musa 422 Soerjono Soekanto 62, 421 Soeryadjaya, Williem xxxvii, xxxviii Soft
Information xxvii Sofyan S. Haraha 417, 430, 443 Sofyan S. Harahap v, xi, 282,
417, 430, 443
Sole, Juan 235,
439 Soros, George 72, 111, 421 So Young Sohn 197, 439 Stakeholder Theory 21,
287, 293 Stiglitz, Joseph 31, 340, 347, 421, 439, 446
stress testing
169
Suara Pembaruan
202, 210, 211, 439,
441, 442, 443,
444, 445, 446, 447
Subekti
Ismaun xxxvii, 319 subprime mortgage 24, 25, 153, 182, 184, 185, 186, 187, 188,
189, 190, 211, 258, 272 Sugiyono 375, 421 Sukarela Batunanggar 31, 206, 424 sukuk
259, 272, 283 Sundararajan, V. 31, 247, 283, 439 Sunnah Nabi Saw xxvii, 398 Suriasumantri,
Jujun S. 33, 422 Suseno, Franz Magnis 314, 422 Suwanaporn, Chodechai 7, 434 Syomin
Ginko xxxv systematic risk 235
T
Taliqani
220, 439
Tan
Kai Joo 235, 427
Tarek
El-Diwany 80, 282
Tariqullah
Khan 239, 431
Taylor,
Alan M. 436
Thacker,
Nita 32, 439
The Banking
Act 195
The
Bank of China xxxv
The
Chartered Bank of India xxxv
The
Federal Home Loan Bank Act 191
The
Federal Home Loan Bank Board
(FHLBB) 191 The Federal Savings
and Loan Insurance Corporation (FSIC) 191 The Glass-Steagall Act 195 The
National Housing Act 191 The Yokohama Species Bank xxxv Tillman, Robert H. 140,
191, 192, 211, 296
Tingkat
Kolektibilitas Kredit (Bank
Konvensional) xxxiii Tingkat
Kolektibilitas Pembiayaan
(Bank Syariah) xxxiii Too big
to fail xxxiii Tornell, Aaron 432 total deposits 148
Tubagus
Feridhanusetyawan 134, 214, 428, 436
U
Universal Banking xxxiii, 423 unsystemic
risk 235
V
Vale, Bent 172,
440
Verhezen, Peter
xii, 310, 422, 440
Verschoor,
Curtis C. 318, 440
Vihriala, Vesa
152, 153, 253, 299, 440
Viotti, Staffan
440
Vitell, Scott J.
309, 313, 440
Vogel, Frank E. 235, 422
W
Wade, Robert 212, 213, 214, 440
Wadman, Isac 133, 333, 334, 343, 436 Wallach, Hans 375, 440 Watanabe, Mariko
181, 440 Weaver, Gary R. 315, 440 Wei-Chiao Huang 182 Weibe, Ken F. 315, 440 Weiss,
A. 347, 439 Wensveen, Dick van 38, 295, 438 Wiggin, Addison 222, 414 Wilson,
James Q. 312, 422 Winkler, Bernhard. 56, 295, 422 Wolfson, Martin H. 109, 111,
134, 441 Worthington, A.C. 235, 245, 429
Y
Yahia Abdul Rahman 235 Yang Li
150, 299 Young, Robert De 424 Yusak Laksmana 258
Z
Zainuddin Djafar
200, 213, 416 Zamir Iqbal 222, 417, 431 Zhaohui Chen 159, 426, 433 zombie
lending 204
Dr. Hendy Herijanto, SE., MBA., MH. lahir di
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Bukit Tinggi, 9 Oktober 1954. Saijana
Ekonomi dari Universitas
Indonesia (1974) ini merampungkan studi S2-nya di Fakultas Hukum Universitas Trisakti (2007-2008).
Sebelumnya, pada 1989, ia juga berhasil lulus Program MBA, IEU (Afiliasi dari European University,
Belgium). Pada 20072011, untuk pertama kalinya ia meraih gelar Doktor pada Program Pascasaijana (S3),
Ekonomi dan Keuangan
Islam, Universitas Trisakti, Jakarta; lulus dengan predikat Cum Laude. Semangat belajar yang sangat tinggi mendorongnya untuk terus menuntut ilmu. Saat
ini, Hendy tengah menyelesaikan Program Doktor Ilmu Hukum, Universitas Padjadjaran, Bandung (2009-sekarang); dan S1 Hukum
di Universitas Bung Karno, Jakarta (2009-sekarang).
Awal kariernya di dunia
profesional ia mulai dengan menjadi Stock Controler PT Sepatu Bata (Mei 1978-Oktober 1978),
dilanjutkan kemudian
di PT Reasuransi Umum Indonesia, Bagian Luar Negeri (Oktober 1978-Maret1979), lalu
menjadi Supervisor Distribusi dan Gudang di PT Richardson-Merrel Indonesia (April 1979-Desember 1980). Berturut-turut mulai
Januari 1981 hingga Agustus 1985, ia meniti kariernya di The Chase Manhattan Bank N.A, dengan
pangkat/jabatan sesuai
dengan promosi berikut: Peserta Program Pelatihan Perkreditan (Januari-September 1981);
Analis Kredit dan bertindak sebagai Pengawas Credit Training Program (September 1981-April 1982); Mengikuti
Asia Pacific Credit
Training Program, Hong Kong (April-September 1982); Sub-Assistant Manager, Pejabat
Kepala Bagian Credit Services and Training Department (Oktober 1982-Januari 1983); Kepala Bagian
Credit Services and
Training Department, dan Koordinator Credit Committee (Januari 1983-Juni 1984);
Assistant Manager (April 1983); Assistant Treasurer, Credit Services and Training Department (Oktober
1983); dan terakhir
dipercaya menjadi Second Vice President.
Karier Hendy kian menanjak. Dunia Perkreditan ataupun Pembiayaan
seolah mendarah daging dalam jiwanya. Hendy tumbuh menjadi sosok bankir yang sangat mumpuni. Ia
menjadi Senior Manajer PT Multicor, Lembaga Pembiayaan Non Bank (Agustus 1985 hingga April 1987);
Wakil Kepala
Perwakilan dari Long Term Credit Bank of Japan (LTCB), Jakarta Representative Office (April
1987-Oktober 1989); Senior Manager Credit & Marketing Division Bank LTCB Central Asia (Oktober
1989), kemudian di
bank yang sama menjadi Vice President, Corporate Banking dan Legal Division (Juni 1990). Beralih
ke Bank Utama, ia dipercaya menjadi Senior Vice President, Kepala Divisi
Pembinaan Kredit (Desember 1991), kemudian menjadi Direktur Keuangan dan Sumber Daya Manusia (November
1994). Lalu, di Badan Penyehatan Perbankan Nasional (BPPN), ia diangkat sebagai Kepala
Divisi Manajemen Risiko (Agustus-November 2000), Direktur Manajemen Risiko (Agustus 2000), Pejabat
Deputi Ke- tua
Bidang Manajemen Risiko (November 2000), dan Deputi Ketua Bi- dang Manajemen Risiko
(Maret-Desember 2001). Pada Januari sampai September 2002, Hendy mengembangkan bidangnya dengan bergerak sebagai Konsultan Keuangan
dan/Partner di berbagai kelompok usaha dan kantor pengacara di Jakarta. Kemudian, sejak September
2002 hing- ga kini,
ia menjadi Presiden Direktur, salah satu perusahaan Pembiayaan yang cukup dikenal di Indonesia.
Di tengah seluruh kesibukannya, Hendy tak melupakan untuk
berba- gi ilmu.
Maka itu, dari tahun 2011 sampai sekarang, ia merambah dunia akademik dengan menjadi Dosen
Tetap di Program Pascasarjana Ekonomi dan Keuangan Islam (IEF), dan Magister
Akuntansi (Maksi), Universi- tas Trisakti, Jakarta.
